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Universal Life Insurance
The Basics
Universal Life offers the greatest amount of flexibility. You have the freedom to adjust the amount of your policy's death benefit and set the policy to have a rate and death benefit guarantee to any age that you like.
You can make monthly payments, quarterly payments, or fund your policy in one lump sum.
With this kind of policy, the choice is yours!
No Lapse Universal Life Insurance
A No Lapse Universal Life policy will have a rate and death benefit guarantee to age 121.
These policies do not typically grow cash value and are a more affordable way to obtain lifetime coverage. No Lapse UL's are inexpensive when compared to a Whole Life policy but still provide the premium and death benefit guarantee for life.
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